Lakshya Skill Finance
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ROI Calculator

Estimate the return on a skill course funded by a loan. ROI is measured on the salary uplift the course unlocks (over what you would earn anyway), net of loan repayment and wages foregone while training. Adjust the sliders to see your projected break-even, ROI, and net gain.

Total cost vs extra earnings

Break-even

12 months

Monthly EMI

₹3,495

Total Cost (loan + foregone wages)

₹1,13,872

3-Year ROI

216%

5-Year ROI

427%

5-Year Net Gain

₹4,86,128

EMI Calculator

Want the month-by-month breakdown? Use our EMI Calculator with CGFSSD, interest-only, and normal EMI modes.

Open EMI Calculator

Lakshya Loan Products

  • Skill FinanceUp to ₹3L
  • Equipment / Business LoansUp to ₹5Cr
  • Micro Entrepreneur LoansUp to ₹1L