Best loan
Funding tied to future earnings.
Lakshya does not lend against what you own - it lends against what you are about to earn. Your skills, your training partner, your sector demand. That is the underwriting.
Three things a normal lender misses.
Priced on your Skill Score
Skills, projected earnings and partner outcomes drive the rate. Not just a CIBIL score.
Compare NBFC offers
One application, offers from our NBFC partners. Pick the best rate, tenor and EMI for your situation.
Responsible by design
Pre-disbursement counselling, drop-off safety nets, and transparent fees - in writing.
Pick the one that fits your stage.
Students
Skill Finance
Fund a skill-based training pathway, with repayment structured around your training and early earning period.
Training partners
Equipment / Business
Working capital and equipment finance for skilling businesses.
Graduates
Micro Enterprise
Seed capital to launch a livelihood after a Lakshya pathway.
Lend boldly, borrow safely.
- Collateral-free skill finance up to ₹3 lakh.
- EMI designed around your projected post-training income.
- Moratorium during the training period, per your loan agreement.
- All charges disclosed up front - no late-stage surprises.
- Lakshya facilitates; loans are issued by partner NBFCs / banks, who are the lender of record.
Next step