Build a business on your own terms.
Lakshya backs women founders with collateral-free seed capital, partner-led training, mentorship cohorts and real market access - all in one rail.
What Lakshya gives every founder.
Not just a loan. A full rail - skilling, financing, mentorship and markets, bundled into one program.
Collateral-free Financing
Seed and working capital loans of ₹50k – ₹5L - underwritten on your skill score, not collateral.
Partner-Led Training
Skilling partners across beauty, food, tailoring, crafts, digital and franchise operations.
Founder Mentorship
Monthly cohort circles with women founders, operators and sector advisors.
Market Access
Placement in Lakshya retail network, e-commerce onboarding and B2B buyer circles.
Capital sized to your stage.
Three loan products. One underwriting model - your Lakshya skill score + business plan.
Seed Microloan
For first-time women founders. Collateral-free.
Enterprise Growth Loan
For existing women-led businesses scaling capacity.
Skill-Backed Loan
Linked to certified Lakshya training completion.
Five steps from idea to steady income.
Discover & Match
Take the skill score + interest profiler. Get matched to a sector with real demand near you.
Train with Partners
Certified training through Lakshya partners - beauty, food, retail, tailoring, digital services.
Certified training, job-ready outcomes.
Skill tracks built with Lakshya training partners across the sectors women founders are starting businesses in.
Who can apply.
- Woman founder, aged 18–45
- Indian resident with valid Aadhaar + PAN
- Business plan or skill certification (Lakshya partner accepted)
- Monthly household income under ₹50,000 (for Seed Microloan)
- No prior loan default in the last 24 months